Compare US‑friendly banks and formation services with step‑by‑step checklists. For web founders worldwide, open accounts in 2–5 days, save 6–12 hours, and connect the tools investors expect.
You’re juggling entities, KYC, addresses, and fees while your product sits idle. Forums are contradictory, bank pages are vague, and formation upsells bury what matters for venture-friendly setups. We map the exact path for your situation, compare credible providers, and help you finish documents correctly the first time.
Our founder spent three late nights trying to open a US account for a remote-first SaaS—while the demo video trended on Product Hunt. The trigger: a declined bank application due to a mismatched address and missing manager resolution. We realized founders don’t lack options; they lack a reliable sequence. So we mapped provider flows, documented every required field, and pressure-tested checklists with real applications. We’ve since interviewed compliance analysts, watched KYC workflows change, and updated comparisons to reflect actual approval paths. Today, our mission is simple: remove friction so you can ship and get paid. If we can help one more founder avoid a month-long delay, it’s a win.
Answer a few context questions—passport, funding plan, revenue model. In 2–3 minutes, we map your exact entity and banking sequence. Expect instant clarity and reduced anxiety.
Complete formation, address, EIN, and bank application in order. Most founders finish core tasks over 1–3 days. You’ll feel in control at every step.
Use our doc pack and field notes to submit clean KYC. Typical first‑try approvals come in 24–96 hours. Enjoy fewer follow‑ups and faster access.
Hook up payouts, payroll, and analytics the same day you’re approved. In 30–60 minutes, your stack is live. Relief replaces guesswork.
Ideal for early founders validating an idea. Get the essentials to form and bank without guesswork.
For serious launchers. Templates, advanced notes, and priority updates to speed approvals and integrations.
White-glove guidance through entity, EIN, address, and bank application with live check-ins.
| Feature/Criteria | Our Solution | Alternative A | Alternative B |
|---|---|---|---|
| Sequenced steps (entity → EIN → bank) | ✓ Guided and explained | ✗ Self-serve research | Partial, depends on provider |
| KYC document checklist and templates | ✓ Complete with examples | ✗ Generic FAQs | Limited to their product |
| Side-by-side banks and fees | ✓ Cross-provider view | Bank-only perspective | Service-only perspective |
| International founder guidance | ✓ Passport-specific paths | ✗ Often unclear | Varies by jurisdiction |
| Integration notes (ACH, API, users) | ✓ Practical details | ✗ Marketing-level claims | Limited coverage |
| Deep entity tax advice | Curated CPA list only | Hire CPA separately | Hire CPA separately |
| Cost transparency | ✓ Upfront totals & renewals | Fragmented pricing | Bundled upsells |
| Support responsiveness | 24h email (Pro), concierge optional | Depends on forum or queue | Ticket-based, variable |
I’m in India and needed a US account fast. Their Delaware + EIN sequence got me approved in 72 hours with Mercury, and I avoided $600 of upsells I didn’t need.
The side‑by‑side on Relay vs Novo showed the exact multi‑user controls we needed. We finished the whole setup in two days and onboarded finance the same week.
Their payouts section saved us from a messy funds flow. Wise for vendors, bank for platform fees—processing costs dropped by 23% in month one.
I kept bouncing between forums. The checklists ended the spiral. Application went through first try, and my Stripe account connected the same day.
We planned an LLC, but their investor notes convinced us to go C‑Corp. Avoided a costly re‑incorporation later and kept diligence clean.
Interactive tools to help you get the most out of your business.
Compare US‑friendly banks and formation services with step‑by‑step checklists. For web founders worldwide, open accounts in 2–5 days, save 6–12 hours, and connect the tools investors expect.
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